RESOURCES
What others learned at the family table, free.
VIDEO SERIES
How to Better Your Business in 60 Seconds
Short lessons from a commercial lender on the numbers that move a credit decision.
Watch the series →MYBA CERTIFIED
Get MYBA Certified
A short course on reading your P&L, balance sheet and cash flow, with a certificate when you finish.
Learn more →CAPITAL READINESS
What a lender looks for in your DSCR
How coverage ratios are calculated, what 1.25x really means, and when to fix cash flow first.
6 min read
REAL ESTATE
How to build a rent roll a bank will trust
Units, leases, and rents formatted the way CRE underwriters expect.
8 min read
SBA LENDING
SBA or conventional: which loan fits your deal?
When guarantee programs help — and when a straight commercial line is faster.
5 min read
BANKING RELATIONSHIPS
Meet your banker before you need the money
Trust is built early. MYBA helps you show up prepared for that first conversation.
4 min read
CAPITAL READINESS
The 11 documents in every capital package
The checklist behind MYBA's vault slots and capital package download.
7 min read
CAPITAL READINESS
Add-backs: how lenders really calculate EBITDA
Normalize owner adjustments before you submit a package.
6 min read